:root{--navy:#001C44;--red:#B30202;--ink:#1b2333;--muted:#5d6779;--line:#e3e7ee;--soft:#f4f6fa}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.5}
a{color:var(--navy)}img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.nav{display:flex;justify-content:space-between;align-items:center;padding:18px 24px}
.brand{font-weight:800;color:var(--navy);font-size:20px;text-decoration:none;letter-spacing:-.3px}
.brand small{display:block;font-weight:500;font-size:12px;color:var(--muted);letter-spacing:0}
.brand i{color:var(--red);font-style:normal}
.nav a.navlink{font-weight:600;font-size:15px;text-decoration:none;margin-left:22px}
.btn{display:inline-block;background:var(--navy);color:#fff;border:0;border-radius:8px;padding:14px 22px;font-size:17px;font-weight:700;text-decoration:none;cursor:pointer}
.btn:hover{background:#0a2b5e}
.hero{background:linear-gradient(180deg,#fff 0%,var(--soft) 100%);padding:56px 0 64px;text-align:center}
.hero h1{font-size:clamp(32px,6vw,56px);line-height:1.08;color:var(--navy);margin:0 0 14px;letter-spacing:-1px}
.hero p.lead{font-size:clamp(17px,2.4vw,20px);color:var(--muted);margin:0 auto 30px;max-width:620px}
.qcard{background:#fff;border-radius:16px;box-shadow:0 12px 40px rgba(0,28,68,.12);padding:28px;max-width:720px;margin:0 auto}
.qcard h2{margin:0 0 18px;font-size:22px;color:var(--navy)}
.qbtns{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.qbtn{border:2px solid var(--line);background:#fff;border-radius:12px;padding:20px 10px;font-size:19px;font-weight:700;color:var(--navy);cursor:pointer;transition:.15s}
.qbtn span{display:block;font-size:30px;margin-bottom:6px}
.qbtn:hover{border-color:var(--navy);background:var(--soft);transform:translateY(-2px)}
.trust{margin-top:18px;font-size:14px;color:var(--muted)}.stars{color:#f5a623;letter-spacing:2px}
section{padding:64px 0}section h2.t{font-size:clamp(26px,4vw,36px);color:var(--navy);text-align:center;margin:0 0 8px}
p.st{text-align:center;color:var(--muted);margin:0 0 36px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}
.review .stars{font-size:18px}.review p{margin:10px 0 14px}.review b{color:var(--navy)}
.ph{background:#fff7d6;padding:0 4px;border-radius:3px;font-size:.92em}
.center{text-align:center;margin-top:28px}
.steps .num{width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:12px}
.steps h3{margin:0 0 6px;color:var(--navy)}
.alt{background:var(--soft)}
.post .thumb{aspect-ratio:4/3;border-radius:10px;background:linear-gradient(135deg,#dfe6f1,#c7d3e6);display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:14px;margin-bottom:12px}
.post .tag{font-size:12px;font-weight:700;color:var(--red);text-transform:uppercase;letter-spacing:.5px}
.post h3{margin:4px 0 0;font-size:17px;color:var(--navy)}
.cta-band{background:var(--navy);color:#fff;text-align:center}.cta-band h2{color:#fff;margin:0 0 18px;font-size:clamp(24px,4vw,34px)}
.cta-band .btn{background:#fff;color:var(--navy)}
footer{background:#00132f;color:#b9c3d6;font-size:13px;padding:30px 0 90px}footer a{color:#fff}
.footgrid{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.sticky{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--line);padding:10px 14px;display:none;z-index:40;box-shadow:0 -4px 16px rgba(0,0,0,.08)}
.sticky .btn{display:block;text-align:center;width:100%}
@media(max-width:760px){.grid3{grid-template-columns:1fr}.qbtns{grid-template-columns:1fr}.qbtn{display:flex;align-items:center;gap:12px;padding:16px 18px;text-align:left}.qbtn span{margin:0;font-size:24px}.nav a.navlink{display:none}.sticky{display:block}.hero{padding:30px 0 40px}}
/* Home value page */
.hv-hero{padding:70px 0 80px;text-align:center;background:linear-gradient(180deg,var(--soft),#fff)}
.hv-hero h1{font-size:clamp(32px,6vw,52px);color:var(--navy);margin:0 0 10px;letter-spacing:-1px}
.addr{display:flex;max-width:640px;margin:26px auto 0;background:#fff;border:2px solid var(--navy);border-radius:12px;overflow:hidden;box-shadow:0 10px 30px rgba(0,28,68,.12)}
.addr input{flex:1;border:0;padding:18px;font-size:18px;outline:0;min-width:0}.addr button{border-radius:0}
.addr-err{color:var(--red);font-size:14px;min-height:20px;margin-top:8px}
@media(max-width:600px){.addr{flex-direction:column}.addr button{padding:16px}}
/* Overlay form (Typeform style) */
body.bf-lock{overflow:hidden}
#bf-overlay{position:fixed;inset:0;background:#fff;z-index:100;display:flex;flex-direction:column}
#bf-overlay[hidden]{display:none}
.bf-bar{height:4px;background:var(--line)}.bf-bar i{display:block;height:100%;width:0;background:var(--navy);transition:width .35s}
.bf-top{display:flex;justify-content:space-between;align-items:center;padding:14px 20px;font-weight:700;color:var(--navy)}
.bf-top button{background:none;border:0;font-size:26px;cursor:pointer;color:var(--muted)}
.bf-body{flex:1;display:flex;align-items:center;justify-content:center;padding:20px 24px 80px;overflow:auto}
.bf-q{width:100%;max-width:680px;display:grid;grid-template-columns:34px 1fr;animation:bfup .35s ease both}.bf-q>*{grid-column:2}
@keyframes bfup{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
.bf-num{grid-column:1;grid-row:1;color:var(--red);font-weight:700;padding-top:8px;font-size:15px}
.bf-q h2{font-size:clamp(22px,4.5vw,30px);font-weight:600;color:var(--navy);margin:0 0 8px;line-height:1.3}
.bf-sub{color:var(--muted);margin:0 0 8px}
.bf-q input{width:100%;font-size:clamp(20px,4.5vw,26px);border:0;border-bottom:2px solid #c9d1de;padding:10px 0;margin-top:18px;outline:0;color:var(--navy);background:transparent}
.bf-q input:focus{border-color:var(--navy)}
.bf-choices{display:flex;flex-direction:column;gap:10px;margin-top:20px;align-items:flex-start}
.bf-choice{display:flex;align-items:center;gap:12px;min-width:280px;padding:12px 16px 12px 10px;border:1.5px solid #c9d1de;border-radius:8px;background:var(--soft);font-size:18px;color:var(--navy);cursor:pointer;text-align:left}
.bf-choice:hover,.bf-choice.sel{border-color:var(--navy);background:#e6ecf5}
.bf-choice b{width:26px;height:26px;border:1px solid var(--navy);border-radius:4px;display:inline-flex;align-items:center;justify-content:center;font-size:12px;background:#fff}
.bf-okrow{display:flex;align-items:center;gap:12px;margin-top:20px}
.bf-ok{background:var(--navy);color:#fff;border:0;border-radius:6px;padding:10px 20px;font-size:17px;font-weight:700;cursor:pointer}
.bf-hint{font-size:13px;color:var(--muted)}.bf-err{color:var(--red);font-size:14px;min-height:18px;margin-top:8px}
.bf-end{display:block;text-align:center}
.bf-nav{position:fixed;right:18px;bottom:16px;display:flex;gap:2px}
.bf-nav button{background:var(--navy);color:#fff;border:0;width:38px;height:34px;font-size:16px;cursor:pointer}.bf-nav button:disabled{opacity:.35}
.bf-nav button:first-child{border-radius:6px 0 0 6px}.bf-nav button:last-child{border-radius:0 6px 6px 0}
.bf-hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
@media(max-width:600px){.bf-choice{min-width:0;width:100%}}
/* Reviews: 3 per row on desktop, swipeable row on mobile */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.review{margin:0;display:flex;flex-direction:column}
.review blockquote{margin:10px 0 16px;flex:1;font-size:16px;color:var(--ink)}
.review figcaption b{display:block;color:var(--navy)}.review figcaption small{color:var(--muted);font-size:12px}
@media(max-width:760px){.reviews{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:14px;padding-bottom:10px;margin:0 -24px;padding-left:24px;padding-right:24px}
.reviews .review{flex:0 0 84%;scroll-snap-align:center}}
/* Options tabs (Exploring your options) */
.tabs{display:flex;justify-content:center;gap:8px;margin:0 auto 28px;flex-wrap:wrap}
.tab{border:2px solid var(--line);background:#fff;color:var(--navy);font-weight:700;font-size:16px;padding:10px 22px;border-radius:999px;cursor:pointer}
.tab.on{background:var(--navy);border-color:var(--navy);color:#fff}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.grid4[hidden]{display:none}
.ico{width:48px;height:48px;border-radius:12px;background:var(--soft);display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:12px}
.opt h3,.rc h3{margin:0 0 6px;color:var(--navy);font-size:18px}.opt p,.rc p{margin:0;color:var(--muted)}
.opt{border-top:3px solid var(--red)}
/* YouTube cards */
.yt{text-decoration:none}.yt .thumb{position:relative;overflow:hidden;aspect-ratio:16/9;background:#000}
.yt .thumb img{width:100%;height:100%;object-fit:cover;display:block}
.play{position:absolute;left:50%;top:50%;width:64px;height:44px;margin:-22px 0 0 -32px;background:var(--red);border-radius:12px;opacity:.92}
.play:after{content:"";position:absolute;left:26px;top:13px;border-style:solid;border-width:9px 0 9px 15px;border-color:transparent transparent transparent #fff}
.yt:hover .play{opacity:1}.vid{aspect-ratio:16/9}.vid iframe{width:100%;height:100%;border:0;border-radius:10px}
/* Resources */
.rc{text-decoration:none;display:flex;flex-direction:column;transition:.15s}.rc:hover{border-color:var(--navy);transform:translateY(-2px)}
.rc span{margin-top:12px;font-weight:700;color:var(--navy)}.rc p{flex:1}
@media(max-width:960px){.grid4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.grid4{grid-template-columns:1fr}.tab{padding:9px 16px;font-size:15px}}

.brand{display:inline-flex;align-items:center;line-height:0}
.logo-svg{height:54px;width:auto;display:block}
@media(max-width:640px){.logo-svg{height:42px}}
/* Guide / resource pages */
.crumbs{font-size:13px;color:var(--muted);padding-top:4px}.crumbs a{color:var(--muted)}
.pg-lead{color:var(--muted);font-size:19px;max-width:640px;margin:0 auto 26px}
.narrow{max-width:820px}.narrow h2.t{text-align:left}
.stepl{list-style:none;padding:0;margin:20px 0 0;counter-reset:s}.stepl li{border-left:3px solid var(--red);padding:2px 0 6px 18px;margin-bottom:18px}.stepl h3{margin:0 0 4px;color:var(--navy)}.stepl p{margin:0}
.ticks{padding-left:0;list-style:none}.ticks li{padding:6px 0 6px 28px;position:relative}.ticks li:before{content:"✓";position:absolute;left:0;color:var(--red);font-weight:800}
.midcta{margin-top:26px;background:var(--soft);border-radius:12px;padding:20px 22px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.alt .midcta{background:#fff}.midcta p{margin:0}
.faq{border-bottom:1px solid var(--line);padding:14px 0}.faq summary{font-weight:700;color:var(--navy);cursor:pointer;font-size:17px}.faq p{margin:10px 0 0}
.rel{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin-top:20px}.rel a{text-decoration:none;font-weight:700}.rel a:hover{border-color:var(--navy)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:18px}.grid2 h3{margin:0 0 6px;color:var(--navy)}.grid2 p{margin:0}
.linkbtn{background:none;border:0;padding:0;color:var(--red);font:inherit;font-weight:700;text-decoration:underline;cursor:pointer}
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:26px}.chip{border:2px solid var(--line);background:#fff;border-radius:999px;padding:8px 16px;font-weight:700;color:var(--navy);cursor:pointer;font-size:15px}.chip.on{background:var(--navy);border-color:var(--navy);color:#fff}
.ngrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.ncard[hidden]{display:none}.ncard h3{margin:6px 0 0;color:var(--navy)}.ncard .loc{margin:0 0 8px;color:var(--muted);font-size:14px}.ncard p{font-size:15px;margin:6px 0}
.ntags span{display:inline-block;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.4px;color:var(--red);background:#fbeaea;border-radius:4px;padding:2px 7px;margin:0 6px 4px 0}
.btn-sm{font-size:15px;padding:10px 16px;margin-top:10px}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px;max-width:960px;margin:0 auto}
.cform label{display:block;font-weight:700;color:var(--navy);margin-bottom:14px}.cform input{display:block;width:100%;margin-top:6px;padding:13px;font-size:17px;border:2px solid var(--line);border-radius:8px}.cform input:focus{border-color:var(--navy);outline:0}
.cres{background:var(--soft);border-radius:14px;padding:24px}.cres h2{margin:0;color:var(--navy);font-size:20px}.cres .big{font-size:42px;font-weight:800;color:var(--navy);margin:4px 0 12px}
.cres table{width:100%;border-collapse:collapse;font-size:15px}.cres td{padding:6px 0;border-bottom:1px solid var(--line)}.cres td+td{text-align:right}.cres .tot td{font-weight:800;border:0}
.fine{font-size:13px;color:var(--muted)}
@media(max-width:860px){.ngrid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.ngrid,.grid2,.calc{grid-template-columns:1fr}.narrow h2.t{font-size:26px}}

.rel .card .emo{display:block;font-size:28px;line-height:1;margin-bottom:10px}

/* Mobile hamburger menu (<=760px only) */
.mnav-btn,.nav a.mcta,.mnav,.mnav-bg{display:none}
@media(max-width:760px){
.nav{padding:14px 16px;gap:10px}
.nav nav{display:flex;align-items:center;gap:8px;flex-shrink:0}
.nav a.navlink[data-open],.nav a.mcta{display:inline-block;margin:0;background:var(--navy);color:#fff;border-radius:8px;padding:9px 13px;font-size:14px;font-weight:700;white-space:nowrap}
.mnav-btn{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border:1.5px solid #001C44;border-radius:8px;background:#fff;color:#001C44;font-size:22px;line-height:1;cursor:pointer;padding:0}
.mnav-bg:not([hidden]){display:block;position:fixed;inset:0;background:rgba(0,28,68,.45);z-index:900}
.mnav:not([hidden]){display:block;position:fixed;top:0;left:0;right:0;z-index:901;background:#001C44;color:#fff;border-bottom:4px solid #B30202;border-radius:0 0 14px 14px;padding:14px 20px 22px;box-shadow:0 12px 30px rgba(0,0,0,.25);max-height:100vh;overflow-y:auto}
.mnav-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:8px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:13px;opacity:.85}
.mnav-x{background:none;border:0;color:#fff;font-size:24px;width:42px;height:42px;cursor:pointer}
.mnav nav a{display:block;color:#fff;text-decoration:none;font-size:18px;font-weight:600;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.mnav-call{display:block;margin-top:18px;text-align:center;background:#fff;color:#001C44;text-decoration:none;font-weight:800;border-radius:8px;padding:14px;border-left:5px solid #B30202}
html.mnav-lock,html.mnav-lock body{overflow:hidden}
}

/* Menu animation: fade + slide */
@media(max-width:760px){
.mnav-bg:not([hidden]){opacity:0;transition:opacity .3s ease;backdrop-filter:blur(2px)}
.mnav-bg.open{opacity:1}
.mnav:not([hidden]){opacity:0;transform:translateY(-24px);transition:opacity .3s ease,transform .32s cubic-bezier(.22,1,.36,1)}
.mnav.open{opacity:1;transform:none}
.mnav nav a,.mnav-call{opacity:0;transform:translateY(-8px);transition:opacity .25s ease,transform .3s ease}
.mnav.open nav a,.mnav.open .mnav-call{opacity:1;transform:none}
.mnav.open nav a:nth-child(1){transition-delay:.04s}.mnav.open nav a:nth-child(2){transition-delay:.07s}.mnav.open nav a:nth-child(3){transition-delay:.10s}.mnav.open nav a:nth-child(4){transition-delay:.13s}.mnav.open nav a:nth-child(5){transition-delay:.16s}.mnav.open nav a:nth-child(6){transition-delay:.19s}.mnav.open nav a:nth-child(7){transition-delay:.22s}.mnav.open .mnav-call{transition-delay:.26s}
}
@media(prefers-reduced-motion:reduce){.mnav,.mnav-bg,.mnav nav a,.mnav-call{transition:none!important}}

/* Sticky header on phones */
@media(max-width:760px){
header.nav{position:sticky;top:0;z-index:800;background:#fff;box-shadow:0 0 0 100vmax #fff;clip-path:inset(0 -100vmax -12px -100vmax);transition:box-shadow .2s}
header.nav.scrolled{filter:drop-shadow(0 4px 8px rgba(0,28,68,.10))}
}

/* Homepage on phones: sticky bottom button replaces the top Get started */
@media(max-width:760px){body.home header.nav nav a[data-open]{display:none!important}}

/* Close = exact reverse of open */
@media(max-width:760px){
.mnav.closing{transition:opacity .3s ease .3s,transform .32s cubic-bezier(.64,0,.78,0) .28s}
.mnav-bg:not(.open){transition:opacity .3s ease .3s}
.mnav.closing .mnav-call{transition-delay:0s}
.mnav.closing nav a:nth-child(1){transition-delay:0.22s}.mnav.closing nav a:nth-child(2){transition-delay:0.19s}.mnav.closing nav a:nth-child(3){transition-delay:0.16s}.mnav.closing nav a:nth-child(4){transition-delay:0.13s}.mnav.closing nav a:nth-child(5){transition-delay:0.10s}.mnav.closing nav a:nth-child(6){transition-delay:0.07s}.mnav.closing nav a:nth-child(7){transition-delay:0.04s}
}

/* Form overlay always covers the sticky header and menu */
#bf-overlay{z-index:1000}

.bf-top .bf-logo{height:44px;width:auto;display:block}
@media(max-width:760px){.bf-top .bf-logo{height:38px}}

.bf-top .bf-logo{height:54px!important}
@media(max-width:640px){.bf-top .bf-logo{height:42px!important}}

/* Meet Drew */
.meet{display:grid;grid-template-columns:minmax(0,380px) 1fr;gap:48px;align-items:center}
.meet-photo{width:100%;height:auto;border-radius:12px;box-shadow:0 10px 30px rgba(0,28,68,.15)}
.meet-copy .t{text-align:left}.meet-copy p{font-size:18px;line-height:1.6}
@media(max-width:760px){.meet{grid-template-columns:1fr;gap:24px}.meet-photo{max-width:340px;margin:0 auto}.meet-copy{text-align:center}.meet-copy .t{text-align:center}}
/* Form consent + richer end screen */
.bf-consent{display:block;font-size:13px;line-height:1.45;color:var(--muted)}.bf-consent a{color:inherit;text-decoration:underline}
.bf-end-photo{display:block;width:120px;height:120px;border-radius:50%;object-fit:cover;margin:20px auto 12px;border:4px solid #fff;box-shadow:0 4px 16px rgba(0,28,68,.2)}
.bf-endline{display:block}
.bf-next{text-align:left;max-width:420px;margin:8px auto 20px;padding-left:22px;line-height:1.7}
.bf-call{display:inline-block;margin:4px 0 12px;text-decoration:none}
.bf-links{font-size:15px;margin:0 0 20px}.bf-links a{color:var(--navy)}
/* Thank-you + privacy pages */
.ty{max-width:640px;margin:0 auto;text-align:center;padding:48px 0 64px}
.ty .ty-photo{width:150px;height:150px;border-radius:50%;object-fit:cover;box-shadow:0 6px 20px rgba(0,28,68,.2)}
.ty h1{margin:18px 0 8px}.ty .lead{margin:0 auto 28px}
.ty ol{text-align:left;max-width:440px;margin:0 auto 28px;padding:0;list-style:none;counter-reset:s}
.ty ol li{counter-increment:s;display:flex;gap:14px;align-items:center;margin:0 0 14px;font-size:18px}
.ty ol li:before{content:counter(s);flex:0 0 36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center}
.ty .acts{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-bottom:32px}
.btn.ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.ty .guides{display:grid;grid-template-columns:1fr 1fr;gap:12px;text-align:left}
@media(max-width:560px){.ty .guides{grid-template-columns:1fr}}
.legal{max-width:760px;margin:0 auto;padding:40px 0 64px;line-height:1.65}.legal h2{margin-top:32px;font-size:22px}
.ty .lead{white-space:normal;max-width:100%;font-size:19px}
.ty{padding:40px 20px 64px;box-sizing:border-box}.legal{padding:16px 20px 64px;box-sizing:border-box}.legal h1{margin-top:0}